PCI DSS v4.0.1: Why It Matters as Cashless Transactions and Data Breach Risks Grow
The Rapid Growth of Digital Transactions vs. The Escalating Risk of Cardholder Data Breaches Digital transformation has significantly reshaped the business landscape. Across e-commerce, banking, financial technology (fintech), and retail, cashless payments have become essential to daily transactions. These options include credit cards, debit cards, and card-linked digital wallets. As transaction volumes rise, organizations also […]
Behind the Convenience of Digital Transactions: Assessing PJP System Readiness and Security
Millions of digital transactions take place in seconds every day. From scanning QRIS codes at a favourite coffee shop and transferring money between e-wallets to checking out online purchases through payment gateways, digital payments have pushed beyond the limits of conventional transactions. However, behind this speed and convenience lies a significant responsibility for Payment Service […]
CBQA Global Registered with ASPI as a Security Audit and Testing Service Provider
CBQA Global was officially registered with the Indonesian Payment System Association (ASPI) as a Security Audit and Testing Service Provider on 13 August 2026. This registration reinforces CBQA Global’s support for information technology security audits and compliance requirements in Indonesia. According to ASPI’s official list, PT CBQA GLOBAL INDONESIA holds Registration Certificate Number (STT) Sek.ASPI/STT/036/VIII/2026. […]
Threat and Vulnerability Risk Assessment (TVRA): What Financial Institutions Need to Know?
Financial Institutions are increasingly dependent on technology to deliver services and support daily operations. Therefore, technology risk management plays an important role in maintaining resilience and service continuity. Under the Technology Risk Management Guidelines (January 2021), the Monetary Authority of Singapore (MAS) provides principles and practices to help Financial Institutions establish technology risk governance and […]
What Is TVRA? Understanding Threat and Vulnerability Risk Assessment for Data Centres
Data Centres are critical infrastructure for organizations that rely on technology-based services. Any disruption to facilities, infrastructure, or supporting systems can affect service availability and business operations. One approach outlined in the Monetary Authority of Singapore (MAS) Technology Risk Management Guidelines is Threat and Vulnerability Risk Assessment (TVRA). In the context of Data Centres, TVRA […]
PCI DSS Compliance : Requirements, Assessment Process, and How to Prepare
PCI DSS compliance requires organizations to meet and validate the requirements of the Payment Card Industry Data Security Standard (PCI DSS) to protect payment account data. PCI DSS provides a baseline of technical and operational requirements for organizations that store, process, or transmit payment data. It also applies to entities that can impact the security […]
What Is PCI DSS? Definition, Objectives, and Benefits for Companies
Every organization that accepts, processes, stores, or transmits payment card data must protect that data. The global standard for payment account data protection is PCI DSS, or Payment Card Industry Data Security Standard. The PCI Security Standards Council (PCI SSC) develops and maintains this standard. What Is PCI DSS? According to the PCI Security Standards […]
SOC 2 Type 1 vs Type 2: Understanding the Differences and How to Choose
Executive SummarySOC 2 Type 1 vs Type 2 Understanding the Difference, Evidence, Operating Effectiveness & Readiness 1. Executive Overview SOC 2 Type 1 and Type 2 are both part of a SOC 2 examination based on the AICPA Trust Services Criteria. The main difference lies in the timing of the evaluation and the depth of […]
What Is SOC 2? Definition, Purpose, and Benefits for Companies
Executive SummaryProfessional & Insightful Summary 1. Overview What is SOC 2? SOC 2 is an examination framework based on the American Institute of Certified Public Accountants (AICPA) Trust Services Criteria (TSC). It helps evaluate the effectiveness of controls within a service organization. These controls support the management of systems and information related to Security, Availability, […]